1. Stop the harrassing phone calls

Creditors call all hours of the day and night every day of the week, including weekends. The more outstanding and overdue bills you have, the more phone calls you will be getting looking for payment. The automatic stay you receive when you file for Chapter 7 makes it illegal for creditors to continue those calls or any other form of harassment the moment you file for bankruptcy.

Brooklyn Bankruptcy Advice
Queens Bankruptcy Advice