1. You are not alone

For a number of reasons, there has been a stigma associated with bankruptcy that causes people to shy away from discussing the topic. The fact is that bankruptcy is a rather common legal step taken by Americans. In 2009, there were more than 1.4 million bankruptcies in the country. The estimated population was 305 million men, women and children. That means 1 out of every 217 people filed for bankruptcy in 2009. You are definitely not alone.

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