6. Two ways to qualify

There is an income limit with Chapter 7. But if you earn more than the median salary in your state, you can still qualify for Chapter 7 bankruptcy through a Means Test. Simply, this is test that measures whether you have any leftover income at the end of the month to pay unsecured  creditors. Notwithstanding your salary, if there is little or no money left over at the end of the month, you qualify for Chapter 7 bankruptcy.

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