9. Focus on the worst debt offenders

If you have created some additional time by selling assets or getting a second job, it's vital to make the best use of that time. Take a look at the two or three debts that are the worst offenders. Figure out how much extra you must pay to eliminate that debt in a year or two-year period. Sites like www.bankrate.com offer calculators that can help you out.

Brooklyn Bankruptcy Advice
Queens Bankruptcy Advice